Disclaimer & Risk Disclosure

1Not Investment or Trading Advice

All content published by Spice Stocks Academy — including market commentary, trade ideas, technical analysis, chart setups, live sessions, webinars, PDFs, videos, educational posts and community discussions — is provided for general informational and educational purposes. It is not personalised investment advice, investment advice, portfolio management, research advice, a recommendation to buy or sell a particular security, or a solicitation to enter into any transaction.

We do not assess your income, assets, liabilities, financial goals, investment horizon, risk capacity, risk tolerance or individual circumstances before publishing general educational content. You must independently decide whether any security or strategy is appropriate for you.

2What Our Content Covers

Spice Stocks Academy provides market education and related learning material covering areas such as Indian equities, indices including Nifty and Bank Nifty, technical analysis, price action, futures and options, intraday and swing-trading concepts, risk management, trading psychology and market-related tools.

Examples, charts, entries, stop-loss levels, targets, watchlists and market scenarios are illustrations of a learning process. They are not promises that a particular market outcome will occur.

3Trading and Investing Involve Risk

Trading and investing in securities and derivatives involves market risk. Prices can move rapidly because of news, liquidity conditions, corporate actions, economic events, volatility, order-flow changes and other factors. A strategy that worked previously can produce losses in different market conditions.

• You may lose part or all of the capital allocated to a trade or investment.
• Market gaps can cause execution prices to differ materially from an intended entry or stop-loss.
• Liquidity may reduce the ability to enter or exit a position at the expected price.
• Past performance, historical examples and previous profitable trades do not establish future results.
• You remain solely responsible for the orders you place and the financial consequences of those orders.

4Futures and Options Carry Additional Risk

Futures and options are leveraged instruments. A relatively small movement in the underlying asset can produce a large percentage gain or loss in the position. Options can also lose value because of time decay, implied-volatility changes, changes in the underlying price and other pricing factors.

Option buyers can lose the entire premium paid. Futures and other leveraged positions can create losses substantially larger than the amount of margin initially posted. You should understand the product, contract specifications, margin requirements and risk before trading.

5No Guaranteed Returns or Guaranteed Accuracy

Spice Stocks Academy does not guarantee any specific profit, return, win rate, target, accuracy level, recovery of losses or future market outcome. Words or phrases used in promotional material such as “target”, “setup”, “view”, “potential”, “opportunity” or “trade idea” describe a market scenario and must not be understood as a promise of profit.

Any historical result, testimonial, screenshot or example is not a representation that the same result will be achieved by another person.

6Educational Purpose and Learning Environment

Our courses, live classes, hybrid training, community discussions and educational resources are intended to help users understand market concepts and develop their own decision-making process. Learning material may include practical market examples and live-market demonstrations, but practical demonstration does not remove market risk.

Education should not be treated as a substitute for independent research or advice from a suitably qualified and appropriately registered professional.

7Trade Ideas, Market Views and Live Calls

Where a trade idea or market view is published, it may include an entry area, stop-loss, target, timeframe or risk reference. These details are part of the educational presentation of a market setup and are not a guarantee that the market will reach the stated target or respect the stated stop-loss.

Market conditions can change between publication and the time a user reads or acts on the information. We do not guarantee that every user will receive, view or execute information at the same price, time or market conditions shown in an example.

8Brokers, Exchanges, Partners and Third-Party Links

Our website or educational material may mention or link to brokers, exchanges, technology providers, payment providers or other third-party services. A reference or link does not mean that Spice Stocks Academy guarantees, recommends or assumes responsibility for the third party's services, pricing, security, execution, availability or regulatory status.

Where a referral or affiliate relationship exists, it should not be interpreted as a guarantee of suitability or performance. Users should independently review the third party's terms, charges, disclosures and regulatory information before using the service.

9Memberships, Payments and Access

Paid memberships, courses or educational programmes provide access to the specific learning materials, sessions, community areas or services described at the time of purchase. Payment for an educational service does not constitute payment for guaranteed trading profits, investment returns or recovery of previous trading losses.

Access may be subject to the applicable purchase terms, membership period, technical availability and any refund or cancellation conditions published for the relevant product or service. Users should read those terms before completing a payment.

10Personal Information and Account Security

Users should not share trading-account passwords, broker PINs, OTPs, API secrets, UPI PINs, card PINs or other authentication credentials with Spice Stocks Academy or with anyone claiming to represent the Academy. We do not require your broker password or OTP to provide educational content.

If you receive a suspicious message, payment request or account-access request using the Spice Stocks Academy name or branding, verify it through the official contact channels before taking action.

11Limitation of Liability

To the extent permitted by applicable law, Spice Stocks Academy, its owners, personnel, mentors, contractors and associated entities are not responsible for losses arising from a user's trading or investment decisions, including losses resulting from market movement, delayed information, execution differences, technical interruptions, third-party platforms, connectivity problems or reliance on educational material.

This limitation does not exclude or restrict any liability that cannot lawfully be excluded under applicable law.

12Beware of Unsolicited Tips, Scams and Impersonation

Do not rely on messages claiming to offer guaranteed returns, guaranteed intraday profits, recovery of losses, fixed monthly income or risk-free trading. Do not transfer money to an individual merely because that person uses the Spice Stocks Academy or SOFHOUR name, logo or social-media branding.

• Never share OTPs, passwords, broker login details, API keys or payment PINs.
• Do not allow another person to operate your trading account on your behalf without independently verifying the arrangement and its legality.
• Verify official communication channels before making any payment.
• Report suspicious impersonation or unauthorised use of our brand to our official support channel.

13Market Data, Accuracy and Timeliness

Market prices, charts, news, calculations and commentary can change quickly. Data may be delayed, unavailable, incorrectly displayed or affected by third-party data sources. We make reasonable efforts to publish useful and current information, but we do not warrant that every item will always be complete, uninterrupted, error-free or real-time.

Some educational material may be prepared, edited or formatted using software and digital publishing tools. Reasonable care is taken in reviewing published material, but users should independently verify important financial information before acting on it.

14Website, Terminal and Platform Availability

Our website, trading terminal, community channels, live sessions and other digital services may occasionally be unavailable because of maintenance, connectivity problems, third-party outages, market-data interruptions, software issues or other circumstances beyond our reasonable control.

Access to a website or terminal should never be treated as a guarantee that an order can be placed, modified or cancelled at a particular price or time.

15Consult an Appropriate Professional

If you need personalised advice about investments, taxation, financial planning or legal matters, consult an appropriately qualified professional. For securities-market advisory or research services, users should independently verify the provider's current registration status and regulatory disclosures through the relevant official sources.

SEBI maintains official information concerning registered intermediaries and the regulatory framework for Investment Advisers and Research Analysts. You can use the official SEBI website to verify registration information rather than relying solely on a claim made on social media or by a third party.

16Governing Law and Changes to This Disclaimer

This disclaimer is intended for use in connection with the services and educational content made available by Spice Stocks Academy. It will be interpreted subject to applicable laws and regulations in India. Any dispute will be subject to the jurisdiction of the courts having appropriate jurisdiction under applicable law.

We may revise this disclaimer when our services, website, legal requirements or operating practices change. The latest version published on this page will apply to future use of the website and services from the date stated on the page.